Lite Payment Terms
You have the option to pay your due amount in full or at least the minimum payment due. Your minimum payment due is equivalent to 5% of your outstanding balance plus your installment amortizations and over credit limit amounts. Revolving your balances is subject to 3.5% finance charge.
When in need of emergency cash, withdrawing is made easy thru Prudentialife Visa cash advance facility. This facility is available at any BDO ATMs nationwide.
The account must be in good standing upon availment of the cash advances. All cash advances and regular purchases fall within the same credit limit. Thirty Percent (30%) of the Credit Limit (subject to availability) may be availed for the cash advances. All cash advances availed are subject to a cash advance fee of 5% of the amount withdrawn of P300.00 whichever is higher.
Two Credit Cards in One
For Classic and Gold International Visa credit cards, enjoy two separate credit limits: a Dollar Account for international purchases and a Peso Account for local purchases.
Credit Limit Increase
Credit limit is automatically increased upon renewal as long as cardholder meets the necessary credit requirements. No need to submit letter of request and supporting documents!
No foreign conversion fee
For cardholders issued with a Classic or Gold International Visa credit cards, Prudentialife Visa offers the power to manage their purchases by providing separate credit limits for peso and dollar transactions and thus you are not charged with foreign conversion fee for your foreign currency transactions. You also get two separate billing statements to help you keep track of your peso and dollar purchases. Moreover, you have the option to pay your dollar transactions in the same dollar amount or its peso equivalent.
Annual membership fees
Prudentialife Visa has the lowest annual membership rates for credit cards in the country. For as low as P850.00 a year, you can enjoy the benefits of having a Prudentialife Visa card.
Auto-Charge Your Utility Bills
The Auto-Charge Bills payment facility allows Prudentialife cardholder to enroll utility bills through an Auto Debit Arrangement. This is the hassle-free way of settling your monthly utility bills.
- SKY CABLE
- SUN CELLULAR
- SKY VOICE
- MANILA WATER
- PRIME COMMUNICATION (Pacific Internet)
- SKY BROADBAND (ZDPEE)
- MAYNILAD WATER
- SMART BROADBAND
Settle your bills thru any of Banco de Oro's branches.
For every P50 that you spend using your Prudentialife Visa Card, you automatically earn 1 bonus point. You can use these bonus points to redeem exciting reward items.
Spend and Save
The card that cares for your future!
Not only does Prudentialife Visa Card allows you to manage your finances by giving you flexible payment options, it also offers you the privilege to take care of your future by introducing Spend and Save. It allows you to convert your bonus points to investments in Optima Funds, managed by the Prudentialife Fixed Income Fund Inc. Thus, for every peso you spend, you increase your savings!